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Reward Points Earning Credit Cards


 
ABN AMRO Freedom Card
ABN AMRO Freedom Card
ABN AMRO Freedom Card
  • You earn 1 point for every Rs. 100 you spend on your card
  • Our exclusive PetroPlus program gets you a waiver of this fuel surcharge on all fuel purchases above Rs100 across all petrol pumps in India.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: You can access cash up to 30% of your credit limit at over 2900 ATMs across India and over 6,50,000 ATMs across the globe;
  • Eligibility Conditions: If you are salaried, minimum income of Rs. 84,000 p.a. is required and Salary Slip or IT Returns or Form 16 is required; If you are self-employed, minimum income of Rs. 84,000 p.a. is required and CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months is required; ALTERNATIVELY, if you are holding any primary credit card for over 1 year, you may provide the following documents in lieu of income documents (applicable for both salaried and self-employed): Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 595Rs. 295 No FeeWaived at all outlets42% 42%International


 
ABN AMRO Smart Gold Card
ABN AMRO Smart Gold Card
ABN AMRO Smart Gold Card
  • Earn 2 Smart Reward Points for every Rs.100
  • Reward Points against fuel at select BPCL outlets;So tank-up each time you accumulate 500 Smart Reward Points.
  • Your all new ABN AMRO Smart Gold Card gives you the never before option of converting your Smart Reward Points into Smart Miles and redeeming them against free tickets to any destination in the world
  • You can also redeem your Smart Reward Points, online, at exclusive national brand outlets
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If you are salaried (PSU/Govt. MNC/Public Limited), minimum income of Rs. 1,50,000 p.a. is required and Salary Slip or IT Returns or Form 16 is required; If you are self-employed (Partnership/Pvt. Ltd./ Sole Proprietership), minimum income of Rs. 1,50,000 p.a. is required and CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months is required; ALTERNATIVELY, if you are holding any primary credit card for over 1 year, you may provide the following documents in lieu of income documents (applicable for both salaried and self-employed): Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 2000Rs. 500 No FeeWaived at all outlets42% 42%International


 
ABN AMRO Barista Card
ABN AMRO Barista Card
ABN AMRO Barista Card
  • Earn reward points equal to Rs.7.50 for every Rs. 100 spent at Barista
  • Earn Reward Points equal to Re.1 for every Rs.100 spent outside Barista
  • Get free Barista Vouchers worth Rs. 300 with your card
  • Every time you purchase fuel for an amount above Rs. 100, you pay 0% surcharge.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If you are salaried (PSU/Govt. MNC/Public Limited), minimum income of Rs. 84,000 p.a. is required and Salary Slip or IT Returns or Form 16 is required; If you are self-employed (Partnership/Pvt. Ltd./ Sole Proprietership), minimum income of Rs. 84,000 p.a. is required and CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months is required; ALTERNATIVELY, if you are holding any primary credit card for over 1 year, you may provide the following documents in lieu of income documents (applicable for both salaried and self-employed): Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 299Rs. 199 Rs. 299Waived at all outlets42% 42%International


 
ABN AMRO Adlabs Card
ABN AMRO Adlabs Card
ABN AMRO Adlabs Card
  • You earn 1 point for every Rs. 50 you spend on your Card
  • You get 10 Reward Points, equal to Rs.5 for every Rs.100 spent at Adlabs
  • Every time you purchase fuel for an amount above Rs. 100, you pay 0% surcharge.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If you are salaried (PSU/Govt. MNC/Public Limited), minimum income of Rs. 84,000 p.a. is required and Salary Slip or IT Returns or Form 16 is required; If you are self-employed (Partnership/Pvt. Ltd./ Sole Proprietership), minimum income of Rs. 84,000 p.a. is required and CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months is required; ALTERNATIVELY, if you are holding any primary credit card for over 1 year, you may provide the following documents in lieu of income documents (applicable for both salaried and self-employed): Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 299Rs. 199 Rs. 299Waived at all outlets42% 42%International


 
American Express E Credit Card
American Express E Credit Card
American Express E Credit Card
  • For every Rs. 40 you spend on your American Express Card, you earn 1 Membership Rewards Point.
  • Fuel surcharge waived at HPCL gas station.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 495No Fee No FeeWaived at only some outlets35.4% 35.4%International


 
India Today Group American Express Credit Card
India Today Group American Express Credit Card
India Today Group American Express Credit Card
  • American Express Card at the rate of 1 point for every Rs.40 spent
  • Fuel surcharge waived at HPCL gas station.
  • The India Today Group Card brings you special offers from over 70 establishments including The Park, Hidesign, La Brassierie (Mumbai), Da Milano (Delhi), Ebony (Bangalore) and many more
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 995No Fee Rs. 495Waived at only some outlets34.68% 34.68%International


 
The Indian Airlines American Express Green Card
The Indian Airlines American Express Green Card
The Indian Airlines American Express Green Card
  • Redeem free flights faster by clocking Triple Membership Rewards points on all Card spending. These points are freely transferable to the Indian's/Air India Flying Returns program as add on mileage points.
  • Fuel surcharge waived at HPCL gas station.
  • Enjoy 25% discount on Business Class tickets and 15% on Economy Class tickets
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 5900No Fee Rs. 2000Waived at only some outlets34.68% 34.68%International


 
Indian American Airlines Express Gold Card
Indian American Airlines Express Gold Card
Indian American Airlines Express Gold Card
  • You earn Double Membership Rewards points (5 points for every Rs. 100) on your regular purchases on the Card, with TURBO the unique points accelerator programme
  • These points can be freely transferred to your Flying Returns account as add on mileage points (AOMPs), so you can redeem your free flights faster
  • Fuel surcharge waived at HPCL gas station.
  • 15% off on Economy and 10 % off on Business Class tickets
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 3750No Fee Rs. 2000Waived at only some outlets34.68% 34.68%International


 
Axis Bank Platinum Credit Card
Axis Bank  Platinum Credit Card
Axis Bank  Platinum Credit Card
  • Earn 1 Reward Point for every Rs.100 spent on your card
  • Earn 2 Reward Points for every Rs. 100 spent above Rs. 1,00,000 in a calendar year
  • Earn 2 Reward Points for every Rs. 100 spent on International Spends
  • Waived for a minimum transaction of Rs.400 and a maximum of Rs 4000
  • With an Axis Bank Platinum Credit Card you can make 5% savings on your fuel expenses. Now get a 2.5% Cash back along with a 2.5% Fuel Surcharge Waiver
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000Rs. 5000 Rs. 500Waived at only some outlets41.75% 41.75%International


 
Axis Bank Gold Plus Credit Card
Axis Bank Gold Plus Credit Card
Axis Bank Gold Plus Credit Card
  • Earn a reward point for every Rs 100 that you spend, and redeem your points against exciting merchandise or gift vouchers from our catalogue.
  • Fuel surcharges waived for minimum 200and maximum Rs 2500
  • Apply for an Axis Bank Gold Plus Credit Card and claim a complimentary return flight voucher to and fro journey
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Net annual income must be atleast Rs.1,80,000;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 500Rs. 1000 Rs. 500Waived at only some outlets41.75% 41.75%International


 
Axis Bank Gold Credit Card
Axis Bank Gold Credit Card
Axis Bank Gold Credit Card
  • With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs. 100 spent on international transactions
  • eShop Card is a virtual credit card that allows you to shop online securely without divulging your credit card details
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Net annual income must be atleast Rs.1,80,000;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeNot waived41.75% 41.75%International


 
Axis Bank Silver Plus Credit Card
Axis Bank Silver Plus Credit Card
Axis Bank Silver Plus Credit Card
  • With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs. 100 spent on international transactions
  • Apply for an Axis Bank Silver Plus Credit Card and get a complimentary one way flight voucher
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Net annual income must be atleast Rs.1,20,000;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 300Rs. 500 Rs. 300Not waived41.75% 41.75%International


 
Axis Bank Silver Credit Card
Axis Bank Silver Credit Card
Axis Bank Silver Credit Card
  • With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs. 100 spent on international transactions
  • eShop Card is a virtual credit card that allows you to shop online securely without divulging your credit card details
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Net annual income must be atleast Rs.1,20,000;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeNot waived41.75% 41.75%International


 
BOBCARD GOLD (VISA)
BOBCARD GOLD (VISA)
BOBCARD GOLD (VISA)
  • Bonus points up to 3 (for every Rs.100 spent 1 bonus point would be credited. Additional bonus points calculated on incremental annual usage at the end of financial year)
  • 3 Bonus points on annual usage of above Rs.5 lac
  • 2 Bonus points on annual usage from Rs.2 lac to Rs.5 lac
  • 1 Bonus point on annual usage upto Rs.2 lac
  • Fuel Surcharge waiver applicable on all transactions between Rs.250 & Rs.2000.
  • No Renewal Fee For Next Year ( Minimum 10 transactions on card in a year, irrespective of the transaction amount )
  • Credit Limit: Revolving credit : Rs. 75,000 onwards (The company has the right to issue cards with lower limits also with a min. limit of Rs.50,000)
  • Cash Advance Limit: Cash withdrawal: 20% of credit limit.
  • Eligibility Conditions: Individual : Annual income of Rs. 1,50,000 or more.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000No Fee No FeeWaived at all outlets30% 30%International


 
BOBCARD GOLD (MASTERCARD)
BOBCARD GOLD (MASTERCARD)
BOBCARD GOLD (MASTERCARD)
  • Bonus points up to 3 (for every Rs.100 spent 1 bonus point would be credited. Additional bonus points calculated on incremental annual usage at the end of financial year)
  • 3 Bonus points on annual usage of above Rs.5 lac
  • 2 Bonus points on annual usage from Rs.2 lac to Rs.5 lac
  • 1 Bonus point on annual usage upto Rs.2 lac
  • Fuel Surcharge waiver applicable on all transactions between Rs.250 & Rs.2000.
  • No Renewal Fee For Next Year ( Minimum 10 transactions on card in a year, irrespective of the transaction amount )
  • Credit Limit: Revolving credit : Rs. 75,000 onwards. (The company has the right to issue cards with lower limits also with a min. limit of Rs.50,000)
  • Cash Advance Limit: Cash withdrawal: 20% of credit limit.
  • Eligibility Conditions: Individual : Annual income of Rs. 1,50,000 or more;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000No Fee No FeeWaived at all outlets30% 30%International


 
Cancard Visa Classic
Cancard Visa Classic
Cancard Visa Classic
  • Earn 1 bonuspoint for every usage of Rs.100
  • Spend Rs.12000/- every year and get waiver of renewal fee/ annual fee year after year thus you can avail lifetime free card
  • Credit Limit: Get 30% of your gross annual income with a maximum of Rs.3.00 lakhs.
  • Cash Advance Limit: Cash withdrawal limit upto 50% of your card limit with a maximum of Rs.50,000.
  • Eligibility Conditions: Gross Annual Income Rs.60,000 (min)
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 400Rs. 250 No FeeNot waived30% 30%India only


 
Cancard MasterCard
Cancard MasterCard
Cancard MasterCard
  • Earn 1 bonuspoint for every usage of Rs.100
  • Spend Rs.12000 every year and get waiver of renewal fee/ annual fee year after year thus you can avail lifetime free card
  • Credit Limit: Get 30% of your gross annual income with a maximum of Rs.3.00 lakhs.
  • Cash Advance Limit: Cash withdrawal limit upto 50% of your card limit with a maximum of Rs.50,000.
  • Eligibility Conditions: Gross Annual Income Rs.60,000 (min)
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 400Rs. 250 No FeeNot waived30% 30%India only


 
Cancard Visa International Gold card
Cancard Visa International Gold card
Cancard Visa International Gold card
  • Earn 1 bonuspoint for every usage of Rs.100
  • Spend Rs.12000 every year and get waiver of renewal fee/ annual fee year after year thus you can avail lifetime free card
  • Credit Limit: Get 30% of your gross annual income with a maximum of Rs.3.00 lakhs.
  • Cash Advance Limit: Cash withdrawal limit upto 50% of your card limit with a maximum of Rs.50,000.
  • Eligibility Conditions: Gross Annual Income Rs.2,00,000 (min)
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 750Rs. 250 No FeeNot waived30% 30%International


 
Citibank Woman's Card
Citibank Woman's Card
Citibank Woman's Card
  • You can earn 1 Rewards Point for every Rs. 150 spent on your Card
  • 2.5% fuel surcharge waived at IndianOil outlets only.
  • This Credit Card presents a whole new world of benefits, designed solely for women
  • Enjoy fabulous discounts in beauty and health products, entertainment and shopping
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at only some outlets38.28% 38.28%International


 
Citibank Diners Club International Card
Citibank Diners Club International Card
Citibank Diners Club International Card
  • Earn one Club Rewards Point for every Rs. 125 spent using the Credit Card
  • You can redeem them for fabulous travel packages and delightful gifts or encash them whenever you want. Moreover, these points are 'evergreen' - you can redeem them whenever you want
  • Travel House (a member of the ITC Group) brings you exclusive travel benefits: Get 4.5% off on basic international airfares and 3% off on domestic airfares
  • Enjoy discounts at restaurants, car rentals and retail stores
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000No Fee No FeeNot waived38.28% 38.28%International


 
Deutsche Platinum Credit Card
Deutsche Platinum Credit Card
Deutsche Platinum Credit Card
  • You earn 1.5 points each time you spend Rs. 100 on your platinum credit card
  • Fuel surcharge waived for transactions between Rs. 400 to Rs. 4,000;
  • 1 complimentary business class companion ticket (round trip) from Mumbai to London on Gulf Air
  • 50% discount for companion on economy class ticket (round trip) from Mumbai to London on Gulf Air
  • 22% discount on business class ticket (round trip) from Mumbai to Buenos Aires
  • 10% discount on economy class ticket (round trip) from Mumbai to Milan
  • 10% discount on the TaylorMade golf set worth Rs. 120,000
  • Complimentary golf at least once every two months at any of the 4 prestigious golf clubs through the Deutsche Bank golf programme
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 2500Rs. 10000 No FeeWaived at all outlets35.4% 35.4%International


 
Deutsche SmartGold Credit Card
Deutsche SmartGold Credit Card
Deutsche SmartGold Credit Card
  • Earn savings points with your purchases. 1 savings point = Re 0.75 of cash value
  • Choose one of four plans that matches your lifestyle and spend patterns
  • *Shop Plan* Savings points earned on Rs. 100 spent: Shopping in departmental stores - 4 savings points. Petrol purchases - 2.5 savings points. Purchase of consumer durables or electronic items - 2 savings points. Restaurant bills - 1.5 savings points. Books - 1.5 savings points. All other spends on your card - 0.5 savings points
  • *Travel Plan* Savings points earned on Rs. 100 spent: Hotel expenses - 4 savings points. Airline tickets - 2.5 savings points. Car rental expenses - 1.5 savings points. Rail tickets - 1.5 savings points. All other spends - 0.5 savings points
  • *Home Plan* Savings points earned on Rs. 100 spent: Grocery shopping - 4 savings points. Cellphone bills - 2.5 savings points. Electricity bills - 2.5 savings points. Insurance premium - 1.5 savings points. Medical spends - 1.5 savings points. All other spends - 0.5 savings points
  • *Party Plan* Savings points earned on Rs. 100 spent: Restaurants bills - 4 savings points. Petrol purchases - 2.5 savings points. Shopping in departmental stores - 2savings points. Payment in bars and pubs - 2 savings points. Movie ticket - 1.5 savings points. All other spends - 0.5 savings points
  • Fuel surcharge waived for transactions between Rs. 400 to Rs. 4,000.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Minimum Income for self employed Rs. 2,75,000/- p.a. Minimum Income for salaried Rs. 2,40,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at all outlets38.4% 38.4%International


 
Deutsche db business Credit Card
Deutsche db business Credit Card
Deutsche db business Credit Card
  • Everytime you use your db business Credit Card, you can earn savings points. Every savings points has a cash value of Re. 0.75 or 1 airline mile. You can choose to redeem your savings points either to cash credit or airline miles as per your need.
  • Fuel surcharge waived for transactions between Rs. 400 to Rs. 4,000.
  • Withdrawing cash is no longer expensive with your db business Credit Card. Every time you withdraw cash on your db business Credit Card, we will reward you with savings points. You can earn 2 savings points for every Rs. 100 withdrawn on your credit card.Get incredible discounts and offers on all business expenses like courier, stationery, security services or car rentals and much more with your db business Credit Card.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at all outlets38.4% 38.4%International


 
HDFC Bank Silver Credit Card
HDFC Bank Silver Credit Card
HDFC Bank Silver Credit Card
  • For every Rs. 150 you spend, you earn 1 reward points
  • Fuel surcharge waived only at Bharat Petroleum Pumps.
  • 2.5% CashBack on fuel at Bharat Petroleum Pumps
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Salaried People: Minimum Annual Income of Rs 2,00,000 p.a.; Self Employed People: Minimum Annual Income of Rs 1,50,000 p.a.;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 700Rs. 300 No FeeWaived at only some outlets35.4% 30%International


 
HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
  • 2 points per Rs 150 up to Rs 10,000 spend p.m
  • 5% Cashback on Airline Bookings through HRG-SITA
  • Discounts at over 28,000 hotels and resorts worldwide
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 3999Rs. 1000 No FeeWaived at all outlets31.8% 30%International


 
HSBC Platinum credit card
HSBC Platinum credit card
HSBC Platinum credit card
  • 2 points for every Rs 150 spent
  • Additional point for every Rs 150 spent internationally
  • Reward points validity for 3 years
  • We welcome you into the world of HSBC Platinum, with a choice of two very special gifts
  • Select from an exquisite Mont Blanc Pen or a bonus of 5000 Reward Points
  • You will receive the welcome gift within 3 months from the date of dispatch of your approved Platinum Credit Card
  • Save 2.5% fuel surcharge at any pump any place. Offer valid round the year. Applicable for each fuel purchase between Rs. 400 and Rs. 4000 per transaction (inclusive of both amounts and excluding the surcharge amount)
  • 3% cashback on all domestic airlines forbooking on MakeMyTrip.com
  • 5% cashback on international airlines for booking on MakeMyTrip.com
  • 10% cashback on hotels and holiday packages for booking on MakeMyTrip.com
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Minimum annual income should be Rs. 10,00,000 p.a. for self-employed / salaried individuals;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 3999Rs. 1999 Rs. 3999Waived at all outlets33% 33%International


 
HSBC Gold credit card
HSBC Gold credit card
HSBC Gold credit card
  • Earn 1 Reward Point on every Rs. 100 spend with your HSBC credit card
  • Save 2.5% fuel surcharge at any pump any place. Offer valid round the year. Applicable for each fuel purchase between Rs. 400 and Rs. 4000 per transaction (inclusive of both amounts and excluding the surcharge amount).
  • 3% cashback on all domestic airlines forbooking on MakeMyTrip.com
  • 5% cashback on international airlines for booking on MakeMyTrip.com
  • 10% cashback on hotels and holiday packages for booking on MakeMyTrip.com
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Minimum annual income should be Rs. 1,75,000 p.a. for self-employed / salaried individuals;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 2000No Fee Rs. 1000Waived at all outlets37.2% 37.2%International


 
HSBC Classic credit card
HSBC Classic credit card
HSBC Classic credit card
  • Earn 1 Reward Point on every Rs. 100 spend with your HSBC credit card
  • Save 2.5% fuel surcharge at any pump any place. Offer valid round the year. Applicable for each fuel purchase between Rs. 400 and Rs. 4000 per transaction (inclusive of both amounts and excluding the surcharge amount).
  • 3% cashback on all domestic airlines forbooking on MakeMyTrip.com. 5% cashback on international airlines for booking on MakeMyTrip.com. 10% cashback on hotels and holiday packages for booking on MakeMyTrip.com
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Minimum annual income should be Rs. 72,000 p.a. for self-employed & Rs. 100,000 p.a. for salaried individuals;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 700No Fee Rs. 350Waived at all outlets37.2% 37.2%International


 
ICICI Bank American Express Gold
ICICI Bank American Express Gold
ICICI Bank American Express Gold
  • 5 I-miles for every Rs. 100 spent on the card
  • 0% fuel surcharge at select HPCL pumps on select cards (max of Rs.3000 per transaction).
  • Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 1,20,000/- p.a.For self employed minimum income must be Rs. 1,00,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at only some outlets45.09% 45.09%International


 
ICICI Bank Platinum Card
ICICI Bank Platinum Card
ICICI Bank Platinum Card
  • Reward point on every Rs 100 spend
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 4,80,000/- p.a.For self employed minimum income must be Rs. 4,80,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at all outlets38.48% 38.48%International


 
ICICI Bank Titanium Card
ICICI Bank Titanium Card
ICICI Bank Titanium Card
  • Higher reward points for retail spends in India, 2 reward points per Rs 200
  • More rewards for retail spends outside India, 10 reward points for every Rs 200
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 3,60,000/- p.a.For self employed minimum income must be Rs. 3,60,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at all outlets45.09% 45.09%International


 
ICICI Bank Signature Card
ICICI Bank Signature Card
ICICI Bank Signature Card
  • 5 points on every international spend of Rs.100, 4 points on every travel-related spend of Rs.100 and 2 points on every hotel-and dining-related spend of Rs.100
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 14,40,000/- p.a.For self employed minimum income must be Rs. 14,40,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 2500Rs. 25000 No FeeWaived at all outlets38.48% 38.48%International


 
ICICI Bank - American Express Green Credit Card
ICICI Bank - American Express Green Credit Card
ICICI Bank - American Express Green Credit Card
  • Earn 1 reward points on every Rs. 40 you spend
  • Fuel surcharge waived at HPCL outlets (Upto Rs. 3,000 per transaction)
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 96,000/- p.a.For self employed minimum income must be Rs. 1,00,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at only some outlets45.09% 45.09%International


 
ICICI Bank Preferred Silver Credit Cards
ICICI Bank Preferred Silver Credit Cards
ICICI Bank Preferred Silver Credit Cards
  • Double reward Point on every Rs. 200- spent on hotel stays,airline ticketing and dining
  • 2.5% fuel-surcharge waiver on fuel spends at select HPCL outlets in the country.
  • Delicious dining treats
  • Fabulous shopping deals
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at only some outlets45.09% 45.09%International


 
ICICI Bank Preferred Gold Credit Cards
ICICI Bank Preferred Gold Credit Cards
ICICI Bank Preferred Gold Credit Cards
  • Double reward Point on every Rs. 200 spent on hotel stays,airline ticketing and dining
  • Fuel surcharge waiver on fuel spends at select HPCL outlets in the country.
  • Delicious dining treats
  • Fabulous shopping deals
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at only some outlets45.09% 45.09%International


 
ICICI Bank Platinum Premiere Credit Card
ICICI Bank Platinum Premiere Credit Card
ICICI Bank Platinum Premiere Credit Card
  • Reward point on every Rs 100 spend
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeWaived at all outlets45.09% 45.09%International


 
ICICI Ascent American Express Card
ICICI Ascent American Express Card
ICICI Ascent American Express Card
  • Earn 6 reward points on every Rs 100 spent
  • With our attractive rewards programme, you can redeem up to Rs 600 of gift vouchers for every Rs 10,000 you spend, giving you up to 6% back in rewards to revel in.
  • Earn 6 reward points on every Rs 100 spent on dining, shopping at leading departmental stores, air tickets booked through airline offices and websites, and overseas expenditure
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: If your salaried minimum income must be Rs. 7,20,000/- p.a.For self employed minimum income must be Rs. 7,20,000/- p.a.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 7000Rs. 7000 No FeeWaived at all outlets38.48% 38.48%International


 
Indian Bank Global Classic Card
Indian Bank Global Classic Card
Indian Bank Global Classic Card
  • Earn Rs 0.50 for every Rs 100 spent
  • Credit Limit: Rs. 25,000 to Rs. 75,000.
  • Cash Advance Limit: Withdraw cash upto 40% of your Credit Limit subject to a maximum of Rs.30,000.
  • Eligibility Conditions: Minimum Monthly Income of Rs. 8000.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeNot waived21.48% 23.88%International


 
Indian Bank Global Gold Card
Indian Bank Global Gold Card
Indian Bank Global Gold Card
  • Credit Limit: Rs. 75,000 to Rs. 3,00,000.
  • Cash Advance Limit: Withdraw cash upto 40% of your Credit Limit subject to a maximum of Rs.80,000.
  • Eligibility Conditions: Minimum Monthly Income of Rs. 8000.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeNot waived21.48% 23.88%International


 
Indian Bank Bharat Card
Indian Bank Bharat Card
Indian Bank Bharat Card
  • Credit Limit: Rs.10,000 to Rs.20,000
  • Cash Advance Limit: Withdraw cash upto 25% of your Credit Limit subject to a maximum of Rs.5000.
  • Eligibility Conditions: Minimum Monthly Income of Rs. 3000
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeNo Fee No FeeNot waived21.48% 23.88%India only


 
Kotak League Platinum Card
Kotak League Platinum Card
Kotak League Platinum Card
  • Every Rs. 100 worth of spends on your card you earn 1 reward point and 25% bonus points from Kotak Credit Cards. Hence every Rs 100 earns you 1.25 points
  • Reward Points are en-cashed @ 1 Point = 1 Rupee
  • Lost or Stolen Card fraudulent charges cover of Rs. 50,000/-, upto 12 hours pre-reporting
  • Manage misuse of your Card by temporarily reducing your credit limit
  • Empower your loved ones with a predetermined monthly spend limit
  • Enjoy the most tantalizing dining offers at Pizza Hut restaurants across the country. Get up to 40% off on Pizza Hut meals. Offer valid up to July 31, 2008
  • Make your experience at the movies twice as magical. Get a free ticket for your companion at www.pvrcinemas.com Offer valid up to July 31, 2008
  • Get up to 25% off on www.travelguru.com Offer valid up to July 31, 2008
  • Complimentary Taj Epicure Membership with points worth Rs 1000/-
  • Minimum 10% savings on spends at Taj Restaurants and Bars
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Income Rs. 12 lakh and above per annum
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeRs. 3000 No FeeWaived at all outlets37.2% 37.2%International


 
Kotak Royale Signature Card
Kotak Royale Signature Card
Kotak Royale Signature Card
  • Every Rs. 100 worth of spends on your card you earn 1 reward point and 25% bonus points from Kotak Credit Cards. Hence every Rs 100 earns you 1.25 points
  • Reward Points are en-cashed @ 1 Point = 1 Rupee
  • Lost or Stolen Card fraudulent charges cover of Rs. 50,000/-, upto 12 hours pre-reporting
  • Manage misuse of your Card by temporarily reducing your credit limit
  • Empower your loved ones with a predetermined monthly spend limit
  • Enjoy the most tantalizing dining offers at Pizza Hut restaurants across the country. Get up to 40% off on Pizza Hut meals. Offer valid up to July 31, 2008
  • Make your experience at the movies twice as magical. Get a free ticket for your companion at www.pvrcinemas.com Offer valid up to July 31, 2008
  • Get up to 25% off on www.travelguru.com Offer valid up to July 31, 2008
  • Complimentary Taj Epicure Membership with points worth Rs 1000/-
  • Minimum 10% savings on spends at Taj Restaurants and Bars
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: By invitation only;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeRs. 25000 No FeeWaived at all outlets37.2% 37.2%International


 
SBI Platinum Card
SBI Platinum Card
SBI Platinum Card
  • Indulge with ease...your SBI Platinum card now offers 2% cash back on any purchase you make while traveling abroad. From leading fashion labels to souvenirs for loved ones back home, nothing is out of reach.Shopping on your SBI Platinum card now helps you earn higher power points at a much faster rate. For every Rs. 50 spent, earn one reward point.
  • No Surcharge in any city on any pump. All you have to do is to purchase fuel for amounts between Rs. 400/- and Rs. 3,000/- each time.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1500Rs. 1500 Rs. 500Waived at all outlets37.2% 37.2%International


 
Standard Chartered Gold Card
Standard Chartered Gold Card
Standard Chartered Gold Card
  • For every Rs.125 spent on your Card in India or Rs. 80 spent on your Card abroad, you earn 1 Reward Pont.
  • Fuel surcharge of 2.5% waived on select BPCL service stations only if transaction is made on a Standard Chartered Bank EDC machine maintained at the BPCL service stations.
  • Enjoy 24-hour access to cash up to 30% of the credit limit at 850,000 ATMs worldwide and 6500 ATMs across India
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Enjoy 24-hour access to cash up to 30% of the credit limit at 850,000 ATMs worldwide and 6500 ATMs across India;
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 2000Rs. 1000 Rs. 1000Waived at only some outlets37.2% 37.2%International


 
Standard Chartered Executive Card
Standard Chartered Executive Card
Standard Chartered Executive Card
  • For every Rs.125 spent on your Card in India or Rs. 80 spent on your Card abroad, you earn 1 Reward Pont.
  • Fuel surcharge of 2.5% waived on select BPCL service stations only if transaction is made on a Standard Chartered Bank EDC machine maintained at the BPCL service stations.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1200Rs. 300 Rs. 500Waived at only some outlets37.2% 37.2%International


 
Standard Chartered Rotary Card
Standard Chartered Rotary Card
Standard Chartered Rotary Card
  • Earn 1 Reward point for every Rs.125 spent in India and Rs.80 spent abroad
  • Fuel surcharge of 2.5% waived on select BPCL service stations only if transaction is made on a Standard Chartered Bank EDC machine maintained at the BPCL service stations.
  • 25% of the enrollment fee paid for the credit card would be contributed to the Rotary Foundation
  • Every time you make a purchase using the card, a quarter of one percent of the amount charged to the card would be contributed to the Rotary Foundation
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
No FeeRs. 2499 No FeeWaived at only some outlets37.2% 37.2%International


 
Standard Chartered Sapnay Card
Standard Chartered Sapnay Card
Standard Chartered Sapnay Card
  • For every Rs.125 spent on your Card in India or Rs. 80 spent on your Card abroad, you earn 1 Reward Pont.
  • Fuel surcharge of 2.5% waived on select BPCL service stations only if transaction is made on a Standard Chartered Bank EDC machine maintained at the BPCL service stations;
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Enjoy 24-hour access to cash up to 30% of the credit limit;
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 400No Fee Rs. 250Waived at only some outlets37.2% 37.2%International


 
Standard Chartered Classic Card
Standard Chartered Classic Card
Standard Chartered Classic Card
  • Earn 1 Reward point for every Rs.125 spent in India and Rs.80 spent abroad
  • Fuel surcharge of 2.5% waived on select BPCL service stations only if transaction is made on a Standard Chartered Bank EDC machine maintained at the BPCL service stations.
  • Make high value purchases instantly and pay for them later, that too in low installments and in several instances at 0% interest, through the Instabuys facility
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Contact Card Issuer For Details.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 700 (1st yr)
Rs. 750 (after 1st yr)
Rs. 100 Rs. 350Waived at only some outlets37.2% 37.2%International


 
Syndicate Classic Card
Syndicate Classic Card
Syndicate Classic Card
  • Rewards points of one point for every Rs. 200 spend with the Card
  • Reward points can be redeemed for (a) Payment towards renewal fee of the exiting Credit Card OR (b) Encashment in multiples of 500 points, subject to a minimum of 500 points. The amount of Rs.0.50 per reward point would be credited to Credit Card account of the applicant.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Salaried Persons: Minimum Annual Income of Rs. 60,000; Self-Employed persons, Professionals & Business segment: Minimum Annual Income of Rs. 1,00,000; Senior Citizens & Pensioners: Minimum Annual Income of Rs. 60,000;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 300Rs. 100 Rs. 150Not waived20.4% 20.4%International


 
Syndicate Gold Card
Syndicate Gold Card
Syndicate Gold Card
  • Rewards points of one point for every Rs. 200 spend with the Card
  • Reward points can be redeemed for (a) Payment towards renewal fee of the exiting Credit Card OR (b) Encashment in multiples of 500 points, subject to a minimum of 500 points. The amount of Rs.0.50 per reward point would be credited to Credit Card account of the applicant.
  • Credit Limit: Will be notified at time of card issue.
  • Cash Advance Limit: Will be notified at time of card issue.
  • Eligibility Conditions: Salaried Persons: Minimum Annual Income of Rs. 1,50,000; Self-Employed persons, Professionals & Business segment: Minimum Annual Income of Rs. 2,00,000; Senior Citizens & Pensioners: Not Eligible for this card.
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 500Rs. 500 Rs. 250Not waived20.4% 20.4%International


 
Union Bank Of India Classic
Union Bank Of India Classic
Union Bank Of India Classic
  • One Reward point for every Rs.100
  • Credit Limit: 25% of Annual gross income reported with a minimum limit of 15000.
  • Cash Advance Limit: Cash advance upto 10% of credit limit.
  • Eligibility Conditions: Salaried People: Minimum Gross Annual Income must be Rs. 60,000; Self employed & Professional People: Minimum Gross Annual Income must be Rs. 80,000; Union Bank deposit holders: Any depositor with a minimum of Rs.25000 deposit in his name, can get a Credit card upto 100% of the deposit amount Free of Cost. The Deposit receipt is to be discharged and handed over to the Branch, which will be kept under line;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 200No Fee Rs. 50Not waived20.4% 24%International


 
Union Bank Of India Silver
Union Bank Of India Silver
Union Bank Of India Silver
  • One Reward point for every Rs.100
  • Credit Limit: 25% of Annual Gross Income reported with a minimum of Rs.25000.
  • Cash Advance Limit: Cash advance upto 10% of credit limit
  • Eligibility Conditions: Salaried People: Minimum Gross Annual Income must be Rs. 1,00,000; Self employed & Professional People: Minimum Gross Annual Income must be Rs. 1,20,000; Union Bank deposit holders: Any depositor with a minimum of Rs.25000 deposit in his name, can get a Credit card upto 100% of the deposit amount Free of Cost. The Deposit receipt is to be discharged and handed over to the Branch, which will be kept under line;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 300No Fee Rs. 100Not waived20.4% 24%International


 
Union Bank Of India Gold
Union Bank Of India Gold
Union Bank Of India Gold
  • One Reward point for every Rs.100
  • Credit Limit: 25% of Annual gross income or Rs.1 lac whichever is higher.
  • Cash Advance Limit: Cash advance upto 10% of credit limit
  • Eligibility Conditions: Salaried People: Minimum Gross Annual Income must be Rs. 3,00,000; Self employed & Professional People: Minimum Gross Annual Income must be Rs. 3,50,000; Union Bank deposit holders: Any depositor with a minimum of Rs.25000 deposit in his name, can get a Credit card upto 100% of the deposit amount Free of Cost. The Deposit receipt is to be discharged and handed over to the Branch, which will be kept under line;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 500No Fee Rs. 250Not waived20.4% 24%International


 
Vijaya Classic Credit Cards VISA
Vijaya Classic Credit Cards VISA
Vijaya Classic Credit Cards VISA
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum card limit Rs 5,000. Maximum card limit Rs 75,000.
  • Cash Advance Limit: Cash withdrawal facility Rs 25000 or 50% of the credit limit whichever is lower and for add-on card Rs 2,500.
  • Eligibility Conditions: Applicant must be Account Holder of our Bank; Salaried Class: Income of Rs 60000/- p.a.; Self employed/Business Class: Income of Rs 50000/- p.a.; Deposit: Rs 50,000/- for 2 years Credit facility Rs 2 lakh; SB Account: Average balance of Rs 50,000/- for atleast previous 6 months;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 300Rs. 300 Rs. 150Not waived21% 21%India only


 
Vijaya MasterCard Classic Credit Card
Vijaya MasterCard Classic Credit Card
Vijaya MasterCard Classic Credit Card
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum card limit Rs 5,000. Maximum card limit Rs 75,000.
  • Cash Advance Limit: Cash withdrawal facility Rs 25000 or 50% of the credit limit whichever is lower and for add-on card Rs 2,500.
  • Eligibility Conditions: Applicant must be Account Holder of our Bank; Salaried Class: Income of Rs 60000/- p.a.; Self employed/Business Class: Income of Rs 50000/- p.a.; Deposit: Rs 50,000/- for 2 years Credit facility Rs 2 lakh; SB Account: Average balance of Rs 50,000/- for atleast previous 6 months;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 300Rs. 300 Rs. 150Not waived21% 21%India only


 
Vijaya Visa Gold Credit Card
Vijaya Visa Gold Credit Card
Vijaya Visa Gold Credit Card
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum card limit Rs 75,000; Maximum card limit No pre set limit.
  • Cash Advance Limit: Cash withdrawal facility Rs 50000 or 50% of the credit limit whichever is lower and for add-on card Rs 5,000.
  • Eligibility Conditions: Account holder of Vijaya bank; Salaried Class: Income of Rs 120000/- p.a.; Self employed/Business Class: Income of Rs 100000/- p.a.; Term Deposit of Rs 1,00,000/- for 2 years; Enjoying satisfactorily credit facility of Rs 5 lakhs & above
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000Rs. 1000 Rs. 500Not waived21% 21%India only


 
Vijaya MasterCard Global Card
Vijaya MasterCard Global Card
Vijaya MasterCard Global Card
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum limit is 75000; No pre set maximum limit;
  • Cash Advance Limit: Parent card will get 50% of the credit limit or 50,000/- whichever is lower;Add-on Card is 5000.
  • Eligibility Conditions: Account holder of our bank & Minimum Gross Income of Rs 120000/- p.a. for salaried class & Rs 100000/- p.a. for self-employed OR Term Deposit of Rs 100000/- for two years & above OR Enjoying satisfactorily credit facility of Rs 5 lakh & above
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 1000Rs. 1000 No FeeNot waived21% 21%International


 
Vijaya VISA Classic International Card
Vijaya VISA Classic International Card
Vijaya VISA Classic International Card
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum card limit Rs 5,000; Maximum card limit Rs 75,000.
  • Cash Advance Limit: Cash withdrawal is Rs 25000/- or 50% of the credit limit whichever is lower; Cash withdrawal limit for add-on card is Rs2,500.
  • Eligibility Conditions: Account holder of our Bank; Salaried Class Income of Rs 60000/- p.a.; Self employed/Business Class: Income of Rs 50000/- p.a.; Term Deposit of Rs 50,000/- for 2 years; Having a Credit facility Rs 2 lakh; Having a SB Account with Average balance of Rs 50,000/- for atleast previous 6 months;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 400Rs. 400 No FeeNot waived21% 21%International


 
Vijaya Visa City Specific Cards
Vijaya Visa City Specific Cards
Vijaya Visa City Specific Cards
  • One point valued Re 0.50 is awarded for purchases of Rs 100
  • Credit Limit: Minimum card limit Rs 5,000; Maximum card limit Rs 75,000.
  • Cash Advance Limit: Cash withdrawal facility is Rs 25000/- or 50% of the credit limit whichever is lower; Cash withdrawal limit for add-on card is Rs 2,500.
  • Eligibility Conditions: Account holder of our Bank; Salaried Class Income of Rs 60000/- p.a.; Self employed/Business Class: Income of Rs 50000/- p.a.; Term Deposit of Rs 50,000/- for 2 years; Having a Credit facility Rs 2 lakh; Having a SB Account with Average balance of Rs 50,000/- for atleast previous 6 months;
Annual Fee Joining Fee Add-on Card Fee Fuel Surcharge Credit Advance APR Cash Advance APR Acceptance
Rs. 400Rs. 400 No FeeNot waived21% 21%International