Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-includes/cache.php on line 99

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-includes/query.php on line 21

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-includes/theme.php on line 576

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/exec-php.php on line 22

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/manager.php on line 36

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/manager.php on line 37

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/manager.php on line 38

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/manager.php on line 39

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 53

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 56

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 57

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 63

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 64

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/admin.php on line 79

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/cache.php on line 22

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/cache.php on line 39

Deprecated: Assigning the return value of new by reference is deprecated in /home/rate1234/public_html/news/wp-content/plugins/exec-php/includes/ajax.php on line 64
 
Banking | Ratekhoj.com, Best Fixed Deposits, Loans, Insurance Rates and Credit Cards

The State Bank of India has cut its base rate, the minimum interest rate at which it lends, by 25 basis points to 9.75 percent with effect from Thursday, it said in a statement late on Tuesday.  Read more here.

PNB customers can get their savings account balance by giving a missed call to call centre number of the bank 1800 180 2222 or 0120-2490000 from their registered mobile number.  Be sure to disconnect the call within three rings to avoid getting connected to the call center. The savings account balance will be sent to the mobile as a SMS.

Advertisement has been placed for recruitment of clerical cadre in Associate Banks of State Bank of India. There are about 7, 740 clerk jobs available in associate banks of SBI including State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore.

Candidates can apply for vacancies in one Bank/State only and will have to appear for written test from a centre of that particular state. For example, candidate applying to SBH in Andhra Pradesh state can appear from Andhra Pradesh only.

Online registration of applications is open from 30th June, 2012 and last date for online registration of applications is 13th August, 2012.  Payment of fees offline is open from 1st August to 17th August. Online payment of fees can be done between 30th June, 2012 and 13th August, 2012. Written examinations will be help on 7th October, 2012 and 14th October, 2012.

More details are available on State Bank of Mysore website.

State Bank of Mysore is offering home loans at an interest rate of 10.50% for loan amounts upto Rs. 30 lakhs. This offer is valid upto September 30, 2012. This offer comes along with no prepayment penalty and low processing charges. Interested customers can contact their nearest SBM branches.

SBM home loans offer

For home loan amounts between Rs. 30 - 75 lakhs, the interest rate for home rates will be 10.75%. For loan amounts above Rs. 75 lakhs, the interest rate offered is 11.25%.

State Bank of Mysore is one of the associate banks of State Bank of India. Its helpline number is 1800-425-2244 for any further questions.

Are you a ING Vysya Bank account holder planning to book a bus ticket online? You can get Rs. 50 off transactions done on Redbus.in. The offer is valid upto August 31, 2012.  The following are the key details of this scheme:

ING Vysya Bank debit card holders can get Rs. 50 cash back on their online mobile recharge from Paytm. Following are the key details of this scheme:

The promo code is only applicable for ING Vysya debit card customers and not for card holders of other Banks. If you are interested, you can visit, ING Vysya Bank’s website for more details.

RBI has now mandated that the MICR code and IFSC code of a bank branch be made available on the passbook/statement of account of account holders. The MICR code is necessary for all Electronic Clearing Service (ECS – Credit and Debit) transactions. Similarly, the IFSC code is a pre-requisite for NEFT and RTGS  transactions.  Currently, the MICR code is available on the cheque leaf along with the IFSC code of the branch.  Once banks take action on this, the MICR code and IFSC code of bank branches will be readily available not only on cheque leafs but also on your passbook or statement of accounts.

Best FD Interest Rates in India as of September 15, 2011

(You can get the current best fixed deposit rates in India here.)

Highest Fixed Deposit Rates for Non-Seniors in all Indian Banks

Duration Institutions Rate
3 months Corporation Bank 8.75
6 months Oriental Bank Of Commerce 9.10
1 year Lakshmi Vilas Bank
Greater Bombay Coop Bank
10.50
2 years Lakshmi Vilas Bank
Mahanagar Co-op Bank
10.50
3 years Mahanagar Co-op Bank 10.50
4 years City Union Bank
Tamilnad Mercantile Bank
9.75
5 years Tamilnad Mercantile Bank 10.00
>5 years Tamilnad Mercantile Bank 10.00

Highest Fixed Deposit Rates for Non-Seniors in Public Sector Banks

Duration Institutions Rate
3 months Corporation Bank 8.75
6 months Oriental Bank Of Commerce 9.10
1 year Oriental Bank Of Commerce 9.75
2 years Oriental Bank Of Commerce 9.75
3 years State Bank Of Travancore 9.60
4 years State Bank Of Travancore 9.60
5 years State Bank Of Travancore 9.60
>5 years State Bank Of Travancore 9.60

Highest Fixed Deposit Rates for Seniors in all Indian Banks

Duration Institutions Rate
3 months UCO Bank
Corporation Bank
8.75
6 months Oriental Bank Of Commerce 9.60
1 year Greater Bombay Coop Bank 11.00
2 years Lakshmi Vilas Bank
Mahanagar Co-op Bank
10.75
3 years Mahanagar Co-op Bank 10.75
4 years Lakshmi Vilas Bank
IDBI Bank
10.25
5 years Tamilnad Mercantile Bank
IDBI Bank
Lakshmi Vilas Bank
IDBI Bank
10.25
>5 years IDBI Bank
Tamilnad Mercantile Bank
IDBI Bank
10.25

Highest Fixed Deposit Rates for Seniors in Public Sector Banks

Duration Institutions Rate
3 months UCO Bank
Corporation Bank
8.75
6 months Oriental Bank Of Commerce 9.60
1 year Oriental Bank Of Commerce
IDBI Bank
10.25
2 years Oriental Bank Of Commerce
IDBI Bank
10.25
3 years IDBI Bank 10.25
4 years IDBI Bank 10.25
5 years IDBI Bank 10.25
>5 years IDBI Bank 10.25

Highest FD Rates for Non-Seniors for 80(C) tax savings deposits

(Max of Rs. 1 lakh per year. Duration of FD is minimum of 5 years)

Institutions Rate
Tamilnad Mercantile Bank 10.00

Highest FD Rates for Seniors for 80(C) tax savings deposits

(Max of Rs. 1 lakh per year. Duration of FD is minimum of 5 years)

Institutions Rate
Tamilnad Mercantile Bank 10.25

Highest NRO Fixed Deposit Rates (for NRIs)

Duration Institutions Rate
3 months Syndicate Bank 8.50
6 months Syndicate Bank 9.00
1 year Tamilnad Mercantile Bank 10.00
2 years Catholic Syrian Bank 9.70
3 years Tamilnad Mercantile Bank 9.75
4 years Tamilnad Mercantile Bank 9.75
5 years Tamilnad Mercantile Bank 10.00
>5 years Tamilnad Mercantile Bank 10.00

You can get the current best fixed deposit rates in India here.

Makemytrip.com, a online travel website, is offering upto 30% off for ICICI netbanking customers. These discounts are valid upto August 20, 2010.

Some of the salient aspects of this offer are as follows:

Domestic Flights: Upto Rs. 250 cashback
• Rs. 100 per one way ticket or Rs. 250 per return ticket (except Indigo Airlines and Spice Jet Airlines)

Bus: 20% cashback
• Max Rs. 100 per transaction on 5 unique transactions booked on five different dates
• A maximum cash back of Rs. 1000 per account

Online Hotels: Upto 30% cashback
• 30% cashback on bookings above Rs. 5,000
• 15% cashback on bookings uptill Rs. 5,000
• Max Rs. 500 per night and Rs. 1,500 per transaction

International Flights: 10% cashback
• Max Rs. 5,000 per transaction for US travel
• Max Rs. 750 per transaction to any other sector (except SAARC countries)

The deal code to be used is ICICINET. More details of this offer are available on makemytrip.com.

Travel website Yatra.com is offering upto 30% on travel bookings for ICICI Bank Credit and Debit Cardholders. This offer is valid till July 31, 2010.

How to avail these discounts:

1. Search for a flight (domestic or international) or a hotel within India at www.yatra.com.

2. Select your preferred flight or hotel and continue with the booking process.

3. On the Payment Details, enter the promotion code, that is the letters ”ICICI” followed by the first 6 digits of your ICICI Bank Credit or Debit Card Number. For example, if your card number is 5239 5134 5678 9012, the promotion code will be “ICICI523951″.


Book online using your ICICI Bank Credit or Debit card and get following benefits:

1. Get 30% discount on Hotel and holiday booking with your signature, platinum and Titanium Credit card subject to maximum to Rs. 1250/- off.

2. Get 15% discount on hotels and holiday booking within India for Gold and Silver Credit Card subject to maximum to Rs. 750/- off.

3. Get 10% discount on domestic flights subject to maximum of Rs 250/- off.

4. Get 10% discount on International Flights subject to maximum of Rs. 750/- off.

Book a train ticket on Yatra.com using your ICICI Bank Credit or Debit card and get Rs 250 off on your next hotel or holidays bookings. Just make a successful Train booking and Yatra.com will SMS the discount code to you on the Cell no. provided to it during your booking.

Next Page →